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Health Insurance Agents Exam (India) Question Bank
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Section 1: Basics of Insurance 1   Introduction to Insurance             2   Customer Service             3   Grievance Redressal Mechanism               4   Regulatory aspects of Corporate Agency                5   Legal Principle of an Insurance Contract Section 2:  Health Insurance  6. Introduction to Health Insurance  7. Insurance Documentation  8. Health Insurance Products  9. Health Insurance Underwriting  10. Health Insurance Claims Related Tests: Insurance Agents (General) Question Bank (India) (220 Item/s) Health Insurance Agents Exam (India) Question Bank (200... Show more
Health Insurance Agents Exam (India) Question Bank
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25 Questions

1. “Redressal of Public Grievances Rules, 1998”, came into Force on --.
2. What is the Subject-Matter of Life Assurance?
3. The Need to set-up the Health-Care Facilities, in Any Area, whether a Village or a District or a State, will be based upon the Various Health-Care Factors, called, Indicators of that Area, such as:
I. Disability-Rate.
II. Social and Mental Health of the People.
III. General Nutritional Status of the People.'
4. The Premium, to be paid by Any Person, proposing to take an Insurance Policy, may be made, in Which of the Following Methods?
5. Which One of the Following, is a Central Repository of Insurance Grievance Data?
6. The Earliest Kind of Risks, to be handled through the Concept of Insurance, was the Losses, due to --.
7. Which One of the Following Consumer-Disputes' Redressal-Agencies, has Supervisory Jurisdiction over State Commission?
8. The Inhabitants of Rhodes adopted a Practice, where- by, if Some Goods were lost due to Jettisoning, during Distress, the Owners of Goods (even those who lost Nothing) would bear the Losses in Some Proportion. Which Phenomenon is illustrated, in this Scenario?'
9. Which One of the Following, is the Basic Insurance Legislation of the Country, that governs Insurance Business in India?
10. Mr. Manish asks His Insurance-Advisor, the Primary Purpose of Insurance. Help Mr. Manish, Identify the Primary Purpose of Insurance, from the Following Options.
11. Cover-Notes are predominantly used, in Case of Which of the Following?
I. Marine Insurance.
II. Health Insurance.
III. Life Assurance.
IV. Motor Insurance.'
12. Health-Care is Nothing, But a Set of Services, Provided by Various Agencies and Providers, including the Government, to:
I. Promote the Health of People. II Maintain the Health of People.
III. Monitor the Health of People.
IV. Restore the Health of People.'
13. An Applicant, seeking an Appointment as an Insurance Agent of an Insurer, shall submit an Application in Form: --, to the --- of the Insurer.
14. In the Earlier Days, Traders gathered at the Lloyd’s Coffee House in London, to agree to share the Losses to their Goods, being carried by Ships; due to Perils of the Sea, which included:
I. Pirates, who robbed on the High Seas.
II. Bad Sea-Weather, spoiling the Goods.
III. Sinking of the Ship, due to Any Reason.'
15. Ms. Shaheen refuses to go on a Business-Trip to Iraq, because of Violence in the Destination Country. Identify the Risk-Management Technique, practiced here.'
16. In Case of Motor Insurance, the Certificate of Insurance provides the Evidence of Insurance, to:
I. Police.
II. Registration Authorities.'
17. Select a Scenario, that showcases the Principle of Uberrima Fides.
18. Which One of the Following, is a Tool for Monitoring the Grievance-Redressal in the Insurance-Industry?
19. Which One of the Following, is Not a Contributor, towards Customer Life-Time Value?
20. Select a Reason, for Discharging a Contract, Under Common Law.
21. The Assignment or Transfer, upon the Reasons, In- Writing, to be communicated to the Policy-Holder, Subject to such Decision being challenged, by Way of Petition, before the --.
22. Which One of the Following Acts, makes the Provision for the Establishment of Consumer-Councils and Other Authorities for the Settlement of Consumer’s Disputes, in India?
23. XYZ Private Limited has applied for an Insurance- Cover. The Premises are being inspected for determining the Actual Rate Applicable, and the Exact Premium is Not Finalized. In such a Scenario, where the Preparation of the Policy is Pending, and for Providing the Cover on a Provisional Basis, Which of the Following can be issued, by the Insurance Company?
24. If a Policy-Holder wishes to seek Compensation, up to Rupees 20 Lakhs, from Insurance Company, against a Grievance, then, Where Can, He or She lodge the Complaint? Choose the Most Appropriate Option.
25. Where an Insurance Agent collects a Premium on a Policy of Insurance, on Behalf of an Insurer, He or She shall deposit to the Insurer, the Premium so collected, in Full, Without Deduction of His or Her Commission, Within --- of the Collection, excluding Bank-Holidays and Postal Holidays.