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A savings certificate that is issued by a bank or other financial institution in exchange for depositing money for a specific amount of time; it earns a higher interest than a regular savings account, but a penalty is charged if money is withdrawn early

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1. A savings certificate that is issued by a bank or other financial institution in exchange for depositing money for a specific amount of time; it earns a higher interest than a regular savings account, but a penalty is charged if money is withdrawn early





 
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