institutions chartered by the Office of Thrift Supervision which is now administered by Office of the Comptroller of the Currency after the agencies merged institutions; authorized to offer a wide range of financial products and services (don't confuse w/ S&L)

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1. institutions chartered by the Office of Thrift Supervision which is now administered by Office of the Comptroller of the Currency after the agencies merged institutions; authorized to offer a wide range of financial products and services (don't confuse w/ S&L)