Ann, age 71, works part-time, has both a Traditional IRA and a Roth IRA, and is concerned that her tax liability this year will be high, especially with any IRA distributions. Which of the following actions should Ann take to minimize her tax liability?

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Ann, age 71, works part-time, has both a Traditional IRA and a Roth IRA, and is concerned that her tax liability this year will be high, especially with any IRA distributions. Which of the following actions should Ann take to minimize her tax liability?