If structured correctly, which type(s) of ownership(s) will avoid probate and allow assets to pass directly to a planned beneficiary at the death of the owner? 1. IRA 2.Individual bank account 3.JTWROS 4.Joint Tenancy 5.Revocable Trust

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If structured correctly, which type(s) of ownership(s) will avoid probate and allow assets to pass directly to a planned beneficiary at the death of the owner?<br><table border='1' cellpadding='0' cellspacing='0'><thead><tr> <td> <b>1.</b> </td> <td> <b>IRA</b> </td></tr> </thead><tbody> <tr><td><b>2.</b></td><td>Individual bank account</td> </tr> <tr><td><b>3.</b></td><td>JTWROS</td> </tr> <tr><td><b>4.</b></td><td>Joint Tenancy</td> </tr> <tr><td><b>5.</b></td><td>Revocable Trust</td> </tr></tbody></table><br>