Jenny's Flower Shop has an unendorsed Business Owners Policy (BOP), and an unendorsed commercial auto policy in force. Deb, one of Jenny's employees, takes her personal vehicle to the bank to make a deposit for Jenny's Flowers. En route, Deb hits a pedestrian in the bank parking lot while the pedestrian is getting out of her car, causing permanent bodily injury to the pedestrian. Which policy will respond to the loss?

The Property and Casualty Insurance Agent Licensing exam tests your knowledge of: Types of policies, bonds, and related terms, Insurance terms and related concepts, and Policy provisions and contract law under national and state insurance law.