You work as a healthcare technician for an organization. To enhance security, the company wants users to provide a third key (apart from ID and password) for authentication to access the company's Web site. Which of the following technologies provide a cost effective way to accomplish the task?

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You work as a healthcare technician for an organization. To enhance security, the company wants users to provide a third key (apart from ID and password) for authentication to access the company's Web site. Which of the following technologies provide a cost effective way to accomplish the task?