Suppose John Farmer is at fault in an accident. In this accident, Bob Brownlee and his wife and daughter are injured. Bob's medical expenses come to $11,000. Mrs. Brownlee's medical expenses total $9,000. The daughter, less seriously injured, has a medical bill of $2,500. John had insurance in the amount of 10/20.

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1. Suppose John Farmer is at fault in an accident. In this accident, Bob Brownlee and his wife and daughter are injured. Bob's medical expenses come to $11,000. Mrs. Brownlee's medical expenses total $9,000. The daughter, less seriously injured, has a medical bill of $2,500. John had insurance in the amount of 10/20.