Your cell phone plan is $35.98/month plus a utilities tax of 6.5% APR. During the year, you go 40 minutes over your plan at a rate of $0.35/minute. How much do you pay for the overages?

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1. Your cell phone plan is $35.98/month plus a utilities tax of 6.5% APR. During the year, you go 40 minutes over your plan at a rate of $0.35/minute. How much do you pay for the overages?