These earn variable rates of interest but guarantee 5.5% compounded semiannually for the first year, increasing by 0.25% each half year to a maximum of 7.5% after 5 years.

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1. These earn variable rates of interest but guarantee 5.5% compounded semiannually for the first year, increasing by 0.25% each half year to a maximum of 7.5% after 5 years.