Key PCI DSS Pillars (12 Requirements Summary) Build & Maintain a Secure Network: Install firewalls to protect data and change vendor-supplied default passwords. Protect Cardholder Data: Encrypt stored cardholder data and protect data during transmission over public networks. Maintain Vulnerability Management: Use and regularly update anti-virus software and develop secure systems. Implement Strong Access Control: Restrict data access to "need-to-know," assign unique IDs to each person, and restrict physical access. Regularly Monitor & Test: Track all access to network resources and test... Show more Key PCI DSS Pillars (12 Requirements Summary) Build & Maintain a Secure Network: Install firewalls to protect data and change vendor-supplied default passwords. Protect Cardholder Data: Encrypt stored cardholder data and protect data during transmission over public networks. Maintain Vulnerability Management: Use and regularly update anti-virus software and develop secure systems. Implement Strong Access Control: Restrict data access to "need-to-know," assign unique IDs to each person, and restrict physical access. Regularly Monitor & Test: Track all access to network resources and test security systems regularly. Maintain Information Security Policy: Maintain a policy that addresses information security for all personnel. Steps to Compliance Define Scope: Identify all systems that handle card data. Assess: Analyze IT systems for vulnerabilities. Remediate: Fix vulnerabilities and tighten security. Report: Submit compliance reports (Attestation of Compliance). Common Pitfalls & Tips Never store prohibited data: Avoid storing Sensitive Authentication Data (SAD) like full magnetic stripe data or CVV codes after authorization. Use Tokenization: Replace sensitive data with tokens to reduce compliance scope. Segment Networks: Isolate the Cardholder Data Environment (CDE) from public-facing systems (like guest Wi-Fi) to limit risk. Non-compliance can result in monthly fines, increased transaction fees, and legal liability in the event of a data breach. Also: Introduction to PCI DSS Show less
Key PCI DSS Pillars (12 Requirements Summary) Build & Maintain a Secure Network: Install firewalls to protect data and change vendor-supplied default passwords. Protect Cardholder Data: Encrypt stored cardholder data and protect data during transmission over public networks. Maintain Vulnerability Management: Use and regularly update anti-virus software and develop secure systems. Implement Strong Access Control: Restrict data access to "need-to-know," assign unique IDs to each person, and restrict physical access. Regularly Monitor & Test: Track all access to network resources and test security systems regularly. Maintain Information Security Policy: Maintain a policy that addresses information security for all personnel.
Steps to Compliance Define Scope: Identify all systems that handle card data. Assess: Analyze IT systems for vulnerabilities. Remediate: Fix vulnerabilities and tighten security. Report: Submit compliance reports (Attestation of Compliance).
Common Pitfalls & Tips Never store prohibited data: Avoid storing Sensitive Authentication Data (SAD) like full magnetic stripe data or CVV codes after authorization. Use Tokenization: Replace sensitive data with tokens to reduce compliance scope. Segment Networks: Isolate the Cardholder Data Environment (CDE) from public-facing systems (like guest Wi-Fi) to limit risk.
Non-compliance can result in monthly fines, increased transaction fees, and legal liability in the event of a data breach.
Also: Introduction to PCI DSS
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