In which of the following years was the Credit/Deposit ratio minimum?

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Morgan Bank is a nationalized bank in Mangalore with a credit and deposit history as under:

1989 141 175



45% of its 1400 branches are in rural areas and remaining distributed equally amongst semi-urban and urban areas.

Of the urban areas branches 20% are in Metro.

Lending in 1990 was done to the extent of 75% towards priority sectors, of which 1/3 is for transportation. 25% deposits in 1990 were long term, 40% in medium term and rest were in short term


In which of the following years was the Credit/Deposit ratio minimum?