Before Granting Consumer Credit, Businesses Attempt To Qualify Applicants To Help Insure That The Credit Will Be Paid. The Term Used To Describe Customer’s Ability To Pay, And Which Serves As A Factor In Granting Credit, Is

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DECA Inc, formerly Distributive Education Clubs of America, is a 501(c)(3) not-for-profit career and technical student organization (CTSO) with more than 215,000 members in all 50 U.S. states. DECA offers co-curriculur programs to students in marketing, finance, hospitality and management in high schools and colleges around the world. 


1. Before Granting Consumer Credit, Businesses Attempt To Qualify Applicants To Help Insure That The Credit Will Be Paid. The Term Used To Describe Customer’s Ability To Pay, And Which Serves As A Factor In Granting Credit, Is