Chin Wong has the following accounts at Midwestern Federal Savings: Individual savings account; balance $59,000 - Individual retirement account; balance $114,000 - Revocable trust account (three beneficiaries, each is to receive an equal share), owner retains full control over the money during his lifetime; balance is $225,000 - If Midwestern Federal were to fail today, the minimum amount for which FDIC insurance would reimburse Chin would be