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4th Grade Financial Literacy
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Avg score: 33% • Most missed: “The cost for something; the money spent on something”
4th Grade Financial Literacy
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25 Questions

1. A non-profit financial institution that is owned by its members

2. A savings option that gains interest slowly and is backed by the federal government

3. the amount of money received in a particular time in exchange for work

4. A fixed amount of money paid monthly by an employer to an employee

5. The amount paid for goods and services -or- The amount paid by a business before they can earn a profit

6. A cost that may change from month to month that can be easily adjusted to balance a budget, such as the amount of money spent for restaurant meals or movie tickets

7. the most amount possible or allowed in a given situation

8. Change in amount over time

9. Get something by paying for it

10. A bank account that allows a customer to deposit and withdraw money any time without paying penalties and earn interest from the bank

11. A financial institution that allows people to deposit and borrow money

12. An account, similar to checking account, that earns interest for the owner; deposits may be added at any time, but penalties may be assessed for frequent withdrawals

13. When someone borrows money that is expected to be paid back in full plus interest. (similar to borrow or lend)

14. money paid by a borrower in exchange for using a lender's money

15. A cost that is the same each month and that cannot be easily adjusted to balance a budget, such as a car payment or rent

16. A savings certificate that is issued by a bank or other financial institution in exchange for depositing money for a specific amount of time; it earns a higher interest than a regular savings account, but a penalty is charged if money is withdrawn early

17. Determine (the amount or number of something) mathematically

18. A favorable or desirable feature, a benefit

19. To allow someone to use something, such as money or property, for a period of time with the understanding that it will be returned, often with interest. (similar to borrow and loan)

20. The freedom, power, or right to choose something

21. A number that uses a decimal point to show tenths or hundredths

22. An account at a bank or credit union that earns interest over an amount of time

23. To obtain or use money from a bank or person in order to purchase goods or services - (similar to lend and loan)

24. Money a business receives from selling goods or services

25. An unfavorable condition that reduces the chances of success or effectiveness

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