After a loss occurs - the claimant must submit __________ within 90 days of the loss or as soon as reasonably possible - but not to exceed one year. However - the one year limit does not apply if the claimant is not legally competent to comply with this provision.

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1. After a loss occurs - the claimant must submit __________ within 90 days of the loss or as soon as reasonably possible - but not to exceed one year. However - the one year limit does not apply if the claimant is not legally competent to comply with this provision.