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- how premium rates are adjustable due to the claim experience and health status of the employees and their dependents - the provisions concerning the insurer's right to change premium rates - the provisions relating to pre-existing conditions - the provisions relating to renewability of coverage

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1. - how premium rates are adjustable due to the claim experience and health status of the employees and their dependents - the provisions concerning the insurer's right to change premium rates - the provisions relating to pre-existing conditions - the provisions relating to renewability of coverage





 
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