If the insured has 2 or more policies from different companies that provide benefits on an __________ - and the policies cover the same expenses - and if the insurance companies were not notified that the other coverage existed - then each insurer will pay a proportionate share of any claim.

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1. If the insured has 2 or more policies from different companies that provide benefits on an __________ - and the policies cover the same expenses - and if the insurance companies were not notified that the other coverage existed - then each insurer will pay a proportionate share of any claim.