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Terminated employees are permitted to convert their group health coverage to individual insurance without __________ if the termination was voluntary or involuntary - except for termination due to gross misconduct. This option must be inititiated during the conversion period - which is within __________ days of termination of employment.

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1. Terminated employees are permitted to convert their group health coverage to individual insurance without __________ if the termination was voluntary or involuntary - except for termination due to gross misconduct. This option must be inititiated during the conversion period - which is within __________ days of termination of employment.





 
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