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__________ - when required by the insurance company - are conducted by physicians or paramedics at the insurance companies expense. They are usually not required in regard to health insurance - thus stressing the importance of the agent in recording medical information on the application.

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1. __________ - when required by the insurance company - are conducted by physicians or paramedics at the insurance companies expense. They are usually not required in regard to health insurance - thus stressing the importance of the agent in recording medical information on the application.





 
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