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Greta Garbo is named as the insured in an AD&D policy. Gilbert Garbo is the first in line to receive the death benefit provided by Greta's accident policy. Their daughter Gretchen is named as second in line to receive the benefit. Which statement is correct?

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Greta Garbo is named as the insured in an AD&D policy. Gilbert Garbo is the first in line to receive the death benefit provided by Greta's accident policy. Their daughter Gretchen is named as second in line to receive the benefit. Which statement is correct?






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