Home > Health Insurance 101 > Quizzes > Life and Health Insurance Exam 2
Life and Health Insurance Exam 2
Fast practice, instant feedback. Timer auto-submits when time’s up.
Avg score: 62% • Most missed: “Which provision of a life insurance policy states the insurer's duty to pay bene…”
Life and Health Insurance Exam 2
Time left 00:00
25 Questions

1. A Return of Premium term life policy is written as what type of term coverage?

2. Which of the following is NOT the consideration in a policy?

3. A person insured under a group life insurance policy can make an assignment of all or any part of the incidents of ownership conferred on the insured by the policy or by law - to any of the following EXCEPT

4. What do individuals use to transfer their risk of loss to a larger group?

5. Which of the following does NOT have to be disclosed in a long-term care (LTC) policy?

6. Which of the following long-term care benefits would provide coverage for care for functionally impaired adults on a less than 24-hour basis?

7. An insured loses her left arm in an accident that is covered by her Accidental Death and Dismemberment policy. What kind of benefit will she most likely receive from this policy?

8. Which provision of a life insurance policy states the insurer's duty to pay benefits upon the death of the insured - and to whom the benefits will be paid?

9. Which of the following is true regarding the agent's appointments?

10. Under special circumstances - continuing education requirements may be extended beyond the 2-year period for a maximum period of

11. All of the following statements describe a MEWA EXCEPT

12. All of the following are requirements for life insurance illustrations EXCEPT

13. In forming an insurance contract - when does acceptance usually occur?

14. Which of the following is NOT a feature of a guaranteed renewable provision?

15. At what age may an individual make withdrawals from an HSA for nonhealth purposes without being penalized?

16. In life policies issued in this state - insurers are permitted to charge interest during the policy grace period for the number of days elapsing before the premium is paid. What is the maximum annual interest rate?

17. An insured has a primary group health plan and an excess plan - each covering losses up to $10000. The insured suffered a loss of $15000. Disregarding any copayments or deductibles - how much will the excess plan pay?

18. The president of a company is starting an annuity and decides that his corporation will be the annuitant. Which of the following statements is true?

19. An agent's appointment has been denied. Which of the following is true?

20. What is the period of coverage for events such as death or divorce under COBRA?

21. All of the following long-term care coverages would allow an insured to receive care at home EXCEPT

22. Which of the following statements is TRUE concerning irrevocable beneficiaries?

23. All of the following entities regulate variable life policies EXCEPT

24. Annually renewable term policies provide a level death benefit for a premium that

25. An insured pays a monthly premium of $100 for her health insurance. What would be the duration of the grace period under her policy?

⚡ Recently practiced quizzes in this topic
Live quiz activity
Health Insurance Knowledge Test Health Insurance Exam Wisconsin Health and Life Insurance Exam Introduction to Health Insurance Health Insurance Terminology Exam Health Insurance Policy Provisions Health Insurance Terminology - Drug Classifications Arizona Health Insurance exam Health Insurance Basics
 
❤ If you liked Fatskills, consider supporting us by checking out The Life Manuals You Never Got.

🌈  Our mission is to help improve your scores in any subject and exam withonline quizzes, practice tests, study guides, & advice for students. Since 2018.
About | Explore | User Guide | Topics | Subjects | Doubt Solver | Career Aptitude Test | Answers | Free Tools | What Should We Know?
Privacy | Terms |
Without work one finishes nothing. - Ralph Waldo Emerson
© 2026 Fatskills.com

All trademarks, logos and brand names are the property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.