Delilah is a 38 year old single mother with two teenage boys. She is trying to save for retirement, help her kids go to community college in a few years, and wants to continue to pay down the debt from her divorce. Cashflow is tight for the next few years until the debt is taken care of, and she has stable employment with good growth potential but limited benefits at the moment as it is an early-stage company. Given these competing goals, what type of life insurance would make the most sense for Delilah?

The Certified Financial Planner (CFP) certification exam tests your ability to apply financial planning skills and techniques to real-life situations. Topics on the CFP test include: financial planning process and principles, tax planning, income and retirement planning, estate planning, risk management and insurance, investment planning, tax planning, retirement savings and income planning, estate planning and psychology of financial planning. The exam is 170 questions (multiple choice, short scenario and case study) and is three hours long.