You are surfing the web when you see an advert. It says that you can earn £10,000 a month and can choose your own hours. The only thing is you have to pay £500 to start. Is this a scam?

Financial exploitation is when your money is taken by deception or other means rather than by outright theft. Though deception is the most common form of financial exploitation, threats of violence are also used.  Financial exploitation is all around us: online, on your phone, at your doorstep or just about anywhere else. You must always be on your guard against it.