Privacy Laws and Standards: HIPAA, GDPR, CCPA, and More — Flashcards | Data Privacy Laws and Regulations | FatSkills

Privacy Laws and Standards: HIPAA, GDPR, CCPA, and More — Flashcards

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Privacy laws and standards—specifically GDPR, HIPAA, and CCPA—are legal frameworks designed to protect personal data, granting individuals control over their information while mandating how organizations collect, store, and use it. These regulations prioritize transparency, security, and consent, often imposing heavy penalties for non-compliance. 

Key Privacy Laws and Standards
GDPR (General Data Protection Regulation): A strict European Union regulation applying to any organization worldwide that processes the personal data of EU/UK residents. It emphasizes user consent, the right to access, and the right to erasure (deletion).
HIPAA (Health Insurance Portability and Accountability Act): A U.S. federal law governing the protection of Protected Health Information (PHI) by healthcare providers, insurers, and their business associates. It focuses on security standards and patient privacy.
CCPA (California Consumer Privacy Act): A California state law granting residents rights to know what personal data is collected, to delete it, and to opt-out of the sale of their information. It applies to businesses meeting specific revenue or data processing thresholds.

Other Notable Standards:
DPDP (Digital Personal Data Protection Act): India’s 2023 law regulating personal data processing.
PCI DSS (Payment Card Industry Data Security Standard): A security standard for organizations handling credit card information.
GLBA (Gramm-Leach-Bliley Act): U.S. law requiring financial institutions to explain their information-sharing practices. 

Common Core Principles
Consent: Obtaining explicit permission to collect data.
Transparency: Clearly informing users about data usage.
Data Minimization: Collecting only necessary data.
Security: Implementing safeguards to prevent breaches. 

Impact on Businesses
Compliance requires investing in new technologies, conducting audits, and appointing privacy officers, which increases operational costs but builds trust. Fines for violations can be severe, such as up to €20 million or 4% of annual global turnover for GDPR violations.

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HIPAA
US law protecting Protected Health Information (PHI) related to medical and healthcare data
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