In general, which accounts are not included in the term covered account for cybersecurity purposes? Covered accounts are those opened by individuals or families (not businesses) at financial institutions where there is a reasonably foreseeable risk to customers or to the safety and soundness of the institution from identity theft.

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1. In general, which accounts are not included in the term covered account for cybersecurity purposes? Covered accounts are those opened by individuals or families (not businesses) at financial institutions where there is a reasonably foreseeable risk to customers or to the safety and soundness of the institution from identity theft.