As per the RBI guidelines (November 2012), an MSE would be considered sick if any of the borrowal account of the enterprise remains non-performing assets (NPA) for:

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The UGC NET management syllabus consists of these 10 units:

Management
Organizational Behaviour
Human Resource Management
Financial Statements
Financial Management
Strategic Management
Consumer and Industrial Buying Behavior
Statistics for Management
International Business
Entrepreneurship Development


As per the RBI guidelines (November 2012), an MSE would be considered sick if any of the borrowal account of the enterprise remains non-performing assets (NPA) for: