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Principles And Practices Of Modern Banking
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Avg score: 25% • Most missed: “Accounts are allowed to be operated by cheques in respect of __________.”
Principles And Practices Of Modern Banking
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25 Questions

1. When a bank returns a cheque unpaid, it is called __________.
2. --------- allows worldwide financial institutions to exchange standardized messages relating to international financial transaction
3. The ATM pin is ---------- digit code number used for authenticiating and authroizing the use of the ATM facility by a customer
4. The right of set-off customers account can be exercised only by a
5. ----------is popularly known as Plastic cards or Plastic money
6. The click and portal model facilitates are
7. Which type of account holder has the permission to overdraw the amount from his/her account?
8. Which of the following systems of banking contributes to banking monopoly?
9. EFT is introduced by
10. The ATM installed at bank premises is called as -------- ATM
11. A cheque date before the date of its issue is
12. What does the term PIN" stands for?"
13. Which is the first bank to launch Debit card in India?
14. Special damages refers to damages payable by a banker to his customer for the actual ------------- loss suffered by customer
15. The rate of interest charged for the loan by the banker compared to overdraft and cash credit is generally
16. The lien is defined in
17. ------------ is a dead cheque.
18. In which system computers are based on the centralized processing concept?
19. ____ is the result of combining technology and traditional bank services through websites that customers use to access their bank accounts
20. Services rendered by a banker not only to his customers, but also to the general public are called as
21. A ______ is the market for short term bills which are generally of 3 months duration
22. Addition of the name of a banker across the face of a cheque is called as
23. Discounting of bills of exchange is
24. In which year, Electronic Fund Transfer (EFT) was launched in India?
25. The paying banker who makes cash payment of a cross cheque at the counter shall be liable for the loss of

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