After working at a company for 15 years, Kelly Cochrel became permanently disabled and could no longer work. She was 47 years old, and was planning to retire at the age of 65. Her final average salary was $69,500 per year. Her rate of benefits is 1.5%. What is her annual disability benefit?

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1. After working at a company for 15 years, Kelly Cochrel became permanently disabled and could no longer work. She was 47 years old, and was planning to retire at the age of 65. Her final average salary was $69,500 per year. Her rate of benefits is 1.5%. What is her annual disability benefit?