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DSST Personal Finance 2
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Avg score: 92% • Most missed: “Expenses that change from month to month”
DSST Personal Finance 2
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25 Questions

1. A log of the financial habits of a person who buys on credit.

2. The desire of a good or service

3. The price of an item will go down if there is little demand or low supply. The price of an item will go up if there is a lot of demand or high amounts of supply.

4. Time - amount of money - rate of interest

5. Carefully planned - practical - flexible - written and accessible

6. Formula used to calculate how many years it would take to double an investment

7. A major stock exchange that handles trades through a computerized network - 2nd largest stock exchange

8. You are being paid for it (ex: investment)

9. Can be profitable - liquid

10. Only responsible for the building and the property in the case of an event like fire - water damage

11. Enforces securities laws and regulates the securities industry

12. Responsible for their own personal belongings in the case of an event like fire - water damage

13. A plan for managing your money for a given period of time

14. Money set aside for unforseen expenses in case of injury - loss of job or extra expenses

15. Items for enjoyment ex: eating out - entertainment - luxury items

16. The increase in price of goods and services

17. Protects you from the probability that injury - damage or loss will occur

18. Oldest and largest by volume traded and market cap (2800 companies) - issued at least 1 million shares worth $100 million - earned more than $10 million in last 3 years

19. Using computers to carry out transfers of money

20. Insured interest earning savings account with restricted access to the fund; not as easy to get liquid as a savings account

21. High-priced common stocks that have been strong - profitable stocks for a long period of time.

22. Cost of credit in the form of the interest rate charged for a full year - cost of credit expressed as a yearly percentage

23. Lenders must disclose all costs of credit

24. Disposable income available for spending and saving after an individual has purchased the basic necessities of food - clothing - and shelter

25. Stocks that pay low dividends - but are expected to grow

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