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A married couple files a joint federal tax return with an adjusted gross income of $60000 - earned exclusively from salaries. They work for different companies - and they both participate in their employers’ pension plan. Which of the following statements - if any - is true about their ability to make additional contributions to qualified retirement accounts?

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A married couple files a joint federal tax return with an adjusted gross income of $60000 - earned exclusively from salaries. They work for different companies - and they both participate in their employers’ pension plan. Which of the following statements - if any - is true about their ability to make additional contributions to qualified retirement accounts?






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