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FBLA Personal Finance Test 2
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FBLA Personal Finance Test 2
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25 Questions

1. An example of a fixed expense is
2. Your taxable income is your income after
3. Production costs and competition
4. The best time to start saving for your retirement is
5. The formula I = P x R x T is for computing
6. When applying for a credit card, the credit card company will consider which fact most important in establishing her credit rating
7. Your financial plans may require change if you
8. Self-employed people
9. Which of the following is closed-ended credit?
10. What is a long-term investment technique where investors buy stock directly from a corporation?
11. Some auto insurance companies give discounts to people who
12. The act known for its provisions requiring full disclosure of all charges in a credit transaction is called the
13. Which credit rating is earned by a customer who pays bills on the due date or within the 10-day grace period?
14. The amount of money borrowed to purchase a property
15. Those who believe the global economy is good for the United States argue that
16. One factor that makes prices go up and down is
17. Having a category for ________in your budget will help you put away money for an emergency or a special purchase.
18. What strategy lowers the selling price of a stock and encourages more stock purchasing?
19. Two state-run social insurance programs are
20. A savings plan whereby an individual sets aside a certain amount of money for retirement
21. A not-for-profit financial institution similar to a bank is a
22. An example of a flexible expense is
23. Which of the following is a savings plan whereby an individual sets aside a certain amount of money for retirement?
24. Most financial experts agree that families should set aside at least, __percentage of their disposable income each pay period.
25. Choosing a longer investment period when you buy a certificate of deposit (CD)

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