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Financial Literacy

Subject: Basic Life Skills

Wikipedia defines Financial literacy as the 'possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources'. The big idea behind financial literacy is people should be smart about money and have a deep understanding of debt, spending, risk and saving.

Common topics in financial literacy programs include:

  • Income, Expenses and Budgeting
  • Saving
  • Credit and Debt Management
  • Insurance
  • Investment
  • Retirement and Pensions
  • Financial Planning
  • Fraud Protection