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DSST Personal Finance Exam Practice Test 3
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DSST Personal Finance Exam Practice Test 3
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18 Questions

1. Which of the following is classified as a long-term financial strategy?
2. Joint tenancy with right of survivorship is a way to
3. Which of the following is NOT a cost of ownership of a vehicle?
4. When is it better to return a leased vehicle rather than buy it when the lease is up?
5. An example of a current liability is a(n)
6. Which of the following is an example of closed-end credit?
7. Who is responsible for paying for credit counseling for debtors filing for bankruptcy?
8. Self-employed persons may lower their income tax by deducting which of the following expenses?
9. The asset that a borrower puts up as repayment for a loan should the borrower default is known as
10. Homeowner’s insurance typically does NOT cover
11. Which of the following is subtracted from income to arrive at a person’s adjusted gross income?
12. Which of the following provisions of health insurance policies is the most beneficial for policy holders?
13. Joint tenancy with right of survivorship is a way to
14. The time value of money refers to
15. Which of the following is an example of closed-end credit?
16. The cost of operation of a vehicle includes
17. Which of the following is subtracted from income to arrive at a person’s adjusted gross income?
18. A broker lends securities to a client who wishes to sell them now and buy them back later. This is known as a

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