At the end of each year for 25 years you deposit $365 in an account that earns 12% interest- If instead you had begun saving earlier, and had deposited $365 in the account each year for 50 years, how much more money would you have on deposit?

Some major life events with important financial implications are (but not limited to):

Starting work.
Changing jobs. 
Changing address. 
Marriage and civil partnership.
Getting separated or divorced.
Arrival of children. 
Onset of serious illness or disability.
Death of a pension scheme member.