You are considering the need for insurance- You desire a policy that provides permanent protection, has a fixed premium, and provides a fixed death benefit- What type of policy would you purchase?

What Is the Difference Between Life and Health Insurance? 
Health insurance pays for your medical treatment, drugs, and preventative check-ups for you and others covered under your plan.

Life insurance provides a cash sum to your loved ones if you die during the length of the Life insurance policy.