Your health care coverage is with a PPO- For approved, in-network providers your deductible is $500 and your coinsurance provision is 80%- For out-of-network providers, your deductible is $1,000 and your coinsurance provision is 70%- Assume there is no co-pay provision and you have no other claims this calendar year- You have decided to go to a specialist that is not in the network and the bill is $1,400- How much will you have to pay out-of-pocket?

What Is the Difference Between Life and Health Insurance? 
Health insurance pays for your medical treatment, drugs, and preventative check-ups for you and others covered under your plan.

Life insurance provides a cash sum to your loved ones if you die during the length of the Life insurance policy.