Lisa and Eric want to keep the cost down on the homeowner's insurance they will need- After talking to their parents they developed a list of ways to do so- Identify the one mistake on it.

Property insurance protects the structure of your home (dwelling coverage) and your belongings (personal property coverage). 
Personal liability coverage protects you if you're legally responsible for damage to someone's property, or if you accidentally injure someone whether you're at home or away from it.