Suppose burglars trashed your apartment and stole your personal property- Your rent is $350 per month and you had to live in another apartment house for two months while the landlord had the apartment put back into livable condition- Under which section of an HO policy would you be covered and how much would you recover because of the move?

Property insurance protects the structure of your home (dwelling coverage) and your belongings (personal property coverage). 
Personal liability coverage protects you if you're legally responsible for damage to someone's property, or if you accidentally injure someone whether you're at home or away from it.