Fred and Carlie want to save some money for a down payment on a house- They figure it will take at least 10 years to save up enough money- Which of the following would be the best way for them to save this money?

Retirement planning refers to financial strategies of saving, investments, and ultimately distributing money meant to sustain oneself during retirement. Many popular investment vehicles, such as individual retirement accounts (IRAs) and 401(k)s, allow retirement savers to grow their money with certain tax advantages.