Leon is 28 years old and pays cash for everything he buys- He has never had credit in his name and never missed or been late on any bills he has ever had- He recently went online to check what his credit score was- Where do you think his credit score would be?

Wise ways to use a Credit card are:
Pay off your balance every month. 
Use the card for needs, not wants.
Never skip a payment. 
Use the credit card as a budgeting tool. 
Use a rewards card.
Stay under 30% of your total credit limit.