The Insurance Agent calculates premiums & establishes payment method; calls on policyholders to deliver and explain policy, to analyze insurance program & suggest additions or changes; explains features, advantages and disadvantages of various policies to promote sale of insurance plans.  Customizes insurance programs to suit individual customers, often covering a variety of risks; ensures that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.  Performs administrative tasks, such as maintaining records and handling... Show more

The Insurance Agent calculates premiums & establishes payment method; calls on policyholders to deliver and explain policy, to analyze insurance program & suggest additions or changes; explains features, advantages and disadvantages of various policies to promote sale of insurance plans. 
Customizes insurance programs to suit individual customers, often covering a variety of risks; ensures that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms. 
Performs administrative tasks, such as maintaining records and handling policy renewals. 
Monitors insurance claims to ensure they are settled equitably for both the client and the insurer.

An Insurance Agent possesses the following skills:

Fill up Proposal Forms, Personal statements and medical reports.    
Examine proposal forms and policy forms.    
Prepare claim forms.    
Assess proximate cause in practice.
Calculate Policy loans, and transfer the Policy from one office to another.    
Prepare and complete register of claims.    
Execute working procedure in life insurance offices.    
Calculate actual premium.    
Prepare endorsements and renewals.    
Prepare claims, scrutiny of fire, losses etc.    
Prepare claims amount relating to marine losses.    
Prepare proposal forms, cover notes, Policy forms of Motor Insurance.    
Calculate premium on certain proposals of Motor insurance.    
Ascertain claim amount of Motor Losses.    
Collect and prepare data by visiting prospective Policy holders Viz. Willing / not willing to purchase the insurance policy, criticize and unaware of insurance policy.    
Reply to the various objections raised by prospective Policyholders.    
Finalize the Insurance Business.    
Prepare different types of Insurance Policies.    
Prepare different types of Insurance appeals such as Logos, Ethos and Pathos.    
Inspire prospects to purchase policies of Insurance for lives, Properties, liabilities etc.    
Design motivational techniques to enhance insurance business by agents.    
Prepare Policy documents in MS-Word.    
Prepare bonus and other policy related calculations in MS-Excel.
Exhibit different policies to clients in MS-Power point.

Job opportunities for Insurance agents:
1. Insurance agent
2. Insurance Surveyor
3. Insurance Investigator
4. Insurance Co-ordinator

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