Wisconsin Health and Life Insurance Exam | Practice Test / Quiz / MCQs

Home > CompTIA A+ Exam > Quizzes > Wisconsin Health and Life Insurance Exam

Wisconsin Health and Life Insurance Exam

Fast practice, instant feedback. Timer auto-submits when time’s up.

Avg score: 75% • Most missed: “Home Health Care”

Study First Challenge a Friend Stats

Wisconsin Health and Life Insurance Exam

Time left 00:00

25 Questions

1. Insuring Clause

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A person who evaluates and classifies risks to accept or reject them on behalf of the insurer.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.

2. Buy-Sell Agreement

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A person who evaluates and classifies risks to accept or reject them on behalf of the insurer.

3. Extension of Benefits

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A person who evaluates and classifies risks to accept or reject them on behalf of the insurer.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.

4. Underwriter

A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A person who evaluates and classifies risks to accept or reject them on behalf of the insurer.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.

5. Respite Care

A type of temporary health or medical care provided either by paid workers who come to the home or by a nursing facility where a patient stays to give a caregiver a short rest.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.

6. Short-Term Disability Insurance

A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A group or individual policy that covers disabilities of 13 to 26 weeks - and in some cases for a period of up to two years.

7. Policyowner

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.The person who is entitled to exercise the rights and privileges in the policy. This person may or may not be the insured.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.

8. Lapse

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.Termination of a policy because the premium has not been paid by the end of the grace period.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.

9. Insured

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.The person or organization that is protected by insurance; the party is to be indemnified.

10. Estoppel

A legal impediment to denying a fact or restoring a right that has been previously waived.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.

11. Mortality Table

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A table showing the probability of death at specified ages.

12. Standard Risk

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.An applicant or insured who is considered to have an average probability of a loss based on health - vocation and lifestyle.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.

13. Free Look

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A period of time - usually required by law - during which a policy owner may inspect a newly issued individual life or health insurance policy for a stated number of days and surrender it in exchange for a full refund of premium if not satisfied for any reason.

14. Risk - Speculative

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.The uncertainty or chance of a loss occurring in a situation that involves the opportunity for either loss or gain.

15. Endow

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.To reach the maturity date or time at which the face amount equals cash values.

16. Insolvent organization

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A member organization which is unable to pay its contractual obligations and is placed under a final order of liquidation or rehabilitation by a court of competent jurisdiction.

17. Defamation

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.An unfair trade practice in which one agent or insurer makes an injurious statement about another with the intent of harming the person's or company's reputation.

18. Terminally Ill

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A person who is expected to die within a short period of time due to a specific illness or sickness.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.

19. Sharing

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A method of dealing with risk for a group of individual persons or businesses with the same or similar exposure to loss who share the losses that occur within that group.

20. Agent Appointment

A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.The authorization of an agent to act for or represent an insurer.

21. Coordination of Benefits

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that helps determine the primary provider in situations where an insured is covered by more than one policy - thus avoiding claims over-payments.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.

22. Dual Choice

A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A federal requirement that employers who have 25 or more employees - who are within the service area of a qualified HMO - who pay minimum wage - and offer a health plan - must offer HMO coverage as well as an indemnity plan.

23. Deductible

A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.The portion of the loss that is to be paid by the insured before any claim may be paid by the insurer.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.

24. Expiration

A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.The date specified in the policy as the date of termination.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.

25. Insuring Clause

A provision that allows coverage to continue beyond the policy's expiration date for employees who are not actively at work due to disability or who have dependents hospitalized on that date. This coverage continues only until the employee returns to work or the dependent leaves the hospital.A legal contract that determines what will be done with a business in the event that an owner dies or becomes disabled.A person who evaluates and classifies risks to accept or reject them on behalf of the insurer.A general statement that identifies the basic agreement between the insurance company and the insured - usually located on the first page of the policy.

⚡ Recently practiced quizzes in this topic

Live quiz activity

Comptia A+ Port Numbers CompTIA A+ Windows Command Line A+ Guide To IT Technical Support Glossary CompTIA A+ Certification 802 Exam Practice CompTIA A+ 220-801 Exam A+ Guide To IT Technical Support - Network Hardware CompTIA A+ 220-901 Exam Practice Questions CompTIA A+ 220-901 Practice Questions Comptia A+ 220-902 Exam Terms A+ Guide To IT Technical Support - Hard Drives and Other Storage Devices

25 Questions

❤ If you liked Fatskills, consider supporting us by checking out The Life Manuals You Never Got.

About | Explore | User Guide | Topics | Subjects | Doubt Solver | Career Aptitude Test | Answers | Free Tools | What Should We Know?
Privacy | Terms |

Without work one finishes nothing. - Ralph Waldo Emerson
© 2026 Fatskills.com

All trademarks, logos and brand names are the property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.

25 Questions

❤ If you liked Fatskills, consider supporting us by checking out The Life Manuals You Never Got.

About | Explore | User Guide | Topics | Subjects | Doubt Solver | Career Aptitude Test | Answers | Free Tools | What Should We Know? Privacy | Terms |

Without work one finishes nothing. - Ralph Waldo Emerson© 2026 Fatskills.com

All trademarks, logos and brand names are the property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.

About | Explore | User Guide | Topics | Subjects | Doubt Solver | Career Aptitude Test | Answers | Free Tools | What Should We Know?
Privacy | Terms |

Without work one finishes nothing. - Ralph Waldo Emerson
© 2026 Fatskills.com