1. Which term is used when one person agrees to be responsible for a loan if the primary person fails to make payments?

2. The following are examples of deposit-type institutions except:

3. A Coverdell ESA is an investment vehicle created for the purpose of what type of funding?

4. A credit union is different from a commercial bank because it is:

5. Who typically sets law or regulations regarding insurance companies?

6. Which one of the following occurred in the 1990s?

7. The National Currency Act of 1863 did all of the following except:

8. A trust officer of a bank is responsible for:

9. Recent banking legislation allows payees to convert the checks they receive when people pay their bills by check into:

10. When is a reverse mortgage is repaid:

11. Which one of the following is not a section on the Cash Flows Statement?

12. Which one of the following is a retirement plan designed for self-employed people?

13. Which one of the following features of a check indicates who is to receive the funds?

14. Birth certificates, title deeds, and certificates of deposit should be kept in:

15. Current income tax laws provide reduced tax rates for:

16. A person with the following skills is the best candidate for the position of financial software designer:

17. Stockholders' equity is the difference between:

18. ______________is generally defined as the computer to computer exchange of business information through a standard interface.

19. Which one of the following accounts are you least likely to encounter at a modern bank?

20. The type of savings account that claims a good rate of return, low minimum deposit, and the fact that it is free from local and state taxes as benefits is a:

21. In 2002, there was a six-rate tax system. The six-rates were divided into three categories. Which one of the following is not one of the three categories?

22. A(n) ______________loan is a loan for which the amount of the payments, the rate of interest, and the number of payments are fixed.

23. What is the most common place identity theft occurs?

24. Which one of the following serves as the board to standardize financial planning across the United States?

25. Farrakesh Hassan of Top Flight Printing has seen his business insurance costs rise quickly over the past few years. He has struggled with the decision about whether or not to purchase a special rider for an old lithograph or use the money for other purposes. After some study, Farrakesh has decided that he can build a special storage area for the machine that will protect it enough to forego the additional insurance. Mr. Hassan has made the decision to: