Insurance Concepts Exam 2
Fast practice, instant feedback. Timer auto-submits when time’s up.
Avg score: 84% • Most missed: “The smaller the vehicle, the lower the death rate is in auto accidents.”
Insurance Concepts Exam 2
Time left 00:00
25 Questions

1. Insurance policies combining property and casualty coverage in the same contract are called
2. Risk managers can discover previously unidentified loss exposures from on-site inspections.
3. Insurance is available for intentional torts such as slander.
4. Which of the following items is not a rating factor?
5. Stronger car bumpers will reduce auto repair costs.
6. The normal retirement age reflects the earliest age at which employees can retire and receive full pension benefits.
7. An individual, usually but not always the buyer, who receives benefits from an insurance policy
8. An insurance agent who sells the products of only one insurance company is a(n)
9. Which of the following does not improve auto safety?
10. A higher deductable results in
11. A type of short term insurance is
12. Medical malpractice insurance usually provides for
13. Property insurance does not cover?
14. The likelihood an event will occur is called
15. Which if the following is not an exclusion under a health policy?
16. Most of the premiums collected by auto insurance companies:
17. Which of the following is not one of the three main types of life insurance?
18. Why is a large number of exposure units generally required before a pure risk is insurable?
19. A good personal risk management policy is to make a video recording of your personal property.
20. Homeowners should always pick a large deductible.
21. Better emergency room care has helped reduce auto accident deaths.
22. Deductibles help lower the cost of insurance as well as increase its availability.
23. A premature death is one that occurs before a person is expected to die.
24. What is a characteristic of term life insurance?
25. The degree of risk associated with the timing of a person’s death is zero because everyone is certain to die.

⚡ Recently practiced quizzes in this topic
Live quiz activity
Insurance General Level 1 Licensing Exam Insurance Licensing Exam Revision (Colorado) Maryland Life and Health Insurance Licensing Exam Insurance Agent (India) Practice Test: Level 2 Insurance Agent (India) Practice Test: Level 1 Insurance Agents (Life) Question Bank (India) Insurance Agents (General) Question Bank (India) Insurance Management Practice Test Insurance Exam (LIFE) Practice Test Health Insurance Agents Exam (India) Question Bank
 
❤ If you liked Fatskills, consider supporting us by checking out The Life Manuals You Never Got.

🌈  Our mission is to help improve your scores in any subject and exam withonline quizzes, practice tests, study guides, & advice for students. Since 2018.
About | Explore | User Guide | Topics | Subjects | Doubt Solver | Career Aptitude Test | Answers | Free Tools | OSHA Basics Quiz | What Should We Know?
Privacy | Terms |
Without work one finishes nothing. - Ralph Waldo Emerson
© 2026 Fatskills.com

All trademarks, logos and brand names are the property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.