1. A risk of using a debit card for buying goods and services is that

2. In order to be sure that the checking or savings account linked to the account owner's debit card has sufficient funds for purchases, banks offer 'easy-access' credit as an option. Which of the following explains how 'easy access' credit works?

3. Which of the following explains why a person with an Associate's Degree from a two-year community college earns $10,700 more than someone with a high school (HS) diploma?

4. Which of the following risks can a person cover by having insurance to protect against financial loss?

5. The result of 4% inflation on the value of money when bank interest rates are 2% is that

6. Credit card transactions are considered a form of borrowing because

7. Anthony's friend Donald asks to borrow Anthony's computer for the weekend while Donald's computer is being repaired. What is most important for Anthony to consider before allowing Donald to borrow the computer?

8. Which of the following people can take the greatest amount of investment risk?

9. A person received a free copy of her credit report and found inaccurate information. What should she do?

10. The Federal Trade Commission provides information to consumers about

11. Which of the following factors, other than job performance, will result in higher wages being given to many workers?

12. A suggested amount of savings in order to pay for emergencies is

13. Which of the following will help to create discretionary income?

14. Entrepreneurs who start a new business with the hope of making a profit are

15. Four friends each deposited $1,000 in a savings account at their local bank on the same day. After two years, from the date of deposit, the friend who had the most amount of money is the one whose bank compounded interest

16. What is the opportunity cost of a person selling her stocks and bonds worth $5,000 to spend on a winter vacation?

17. Read the information below about the profiles of individuals regarding their federal income tax Mr. Chu - Married with two children, contributes to a retirement plan Mr. Ortiz - Single, age 35, rents an apartment Ms. Lalio - Single, age 58, contributes to a Roth IRA Ms. Feldman - Married, no children, rents a house. Which person listed above is likely to have the greatest number of payroll tax exemptions which lowers taxable income?

18. Which of the following is included when determining a person's net worth?

19. The ten-year-old boy has more money in his savings account because the money was deposited

20. Impulse shopping usually results in

21. Which of the following is an example of insurance fraud?

22. A college student wants to buy a bike to ride from a rented apartment to the college campus. Which of the following should be part of the research?

23. When a credit card company contacts a person's employer or asks for a copy of a school transcript with grades, they are generally evaluating a person's

24. When selecting a financial planner for advice, it is important to know the

25. How does having a loan to pay for a college education affect a person's net worth?