An investment process allows users to select the method of payment (direct debit or credit card), once they have completed selecting one or more investment packages. The process notifies the buyer of final payment amount only once, when all investment packages have been confirmed. Which of the following patterns would a process analyst use to capture the payment selection requirements?

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An investment process allows users to select the method of payment (direct debit or credit card), once they have completed selecting one or more investment packages. The process notifies the buyer of final payment amount only once, when all investment packages have been confirmed. Which of the following patterns would a process analyst use to capture the payment selection requirements?