1. It seems that one way or another - sooner or later - theInsurance Laws (Amendment) Bill - 2008 will become a law. 2. This Bill is often described as critical whose passage is necessary for the whole economic reforms process to move forward.(c)This means that industry and the regulator measure success by how much money insurers have taken from customers - rather than how much insurance they have delivered and to how many people. 4. In fact - for many years now - this Bill has been referred to as a litmus test of whether the government ofthe day was serious about economic reforms. 5. On the flip side - opposition the insurance Bill has been a given among those against economic reforms.